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The MedCard program is NOT insurance, is not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act.

You represent and warrant to Medcalf Advisors DBA MedCard (MedCard)  that: (i) all registration information you submit is accurate and truthful; (ii) you will maintain the accuracy of such information, and (iii) have full power and authority to enter into this Agreement and doing so will not violate any other agreement to which you are a party; (iv) will not violate any rights of MedCard, including intellectual property rights such as copyright or trademark rights; and (v) agree to provide at your cost all equipment, software, and internet access necessary to use the Services. This Agreement is void where prohibited by law, and the right to access the Services is revoked in such jurisdictions.  If you are 12 years of age or younger, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. A parent or guardian may, however, create an account on behalf of a minor.  We may ask for proof of age from you and your account may be suspended until satisfactory proof of age is provided.  MedCard may change these Terms at any time. If changes to the Terms occur, we will notify you by posting the updated terms on the site or by email. It is your responsibility to check the Terms periodically for changes. Updated versions of the Terms will never apply retroactively and the updated Terms will give the exact date they go into effect. Your continued use of the Services following the posting of any changes to the Terms of Service means you accept those new terms. Therefore, you should review these Terms prior to each use.  The MedCard Help Discount card is made available through InCare Rx.  By using the Rx Help Discount card you are also agreeing to InCare Rx's terms and conditions.  Those can be provided by contacting them.  There contact information can be found by clicking here.  The MedCard telemedicine,Ask a Doctor and Patient Advocacy benefit is made available through My Telemedicine Inc.  By using the telemedicine benefit you are also agreeing to My Telemedicine's terms and conditions.  Those can be found by clicking here.  The MedCard discounts and rebates benefit is made available through BenefitHub.  By using the discounts and rebates benefit you are also agreeing to Benefithub's terms and conditions.  Those can be found by clicking here.



Medcalf Advisors, Inc. DBA MedCard, (MedCard), is committed to keeping any and all personal information collected of those individuals that visit our website and make use of our online facilities and services accurate, confidential, secure and private. Our privacy policy has been designed and created to ensure those affiliated with Medcalf Advisors, Inc. DBA MedCard of our commitment and realization of our obligation not only to meet but to exceed most existing privacy standards.

THEREFORE, this Privacy Policy Agreement shall apply to Medcalf Advisors, Inc. DBA MedCard , and thus it shall govern any and all data collection and usage thereof. Through the use of you are herein consenting to the following data procedures expressed within this agreement.

Collection of Information This website collects various types of information, such as:

• Voluntarily provided information which may include your name, address, email address, billing and/or credit card information etc., which may be used when you purchase products and/or services and to deliver the services you have requested.

• Information automatically collected when visiting our website, which may include cookies, third party tracking technologies and server logs.
Please rest assured that this site shall only collect personal information that you knowingly and willingly provide by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested and any additional uses specifically provided on this site.

Medcalf Advisors, Inc. DBA MedCard may have the occasion to collect anonymous demographic information, such as age, gender, household income, political affiliation, race and religion at a later time.  We may also gather information about the type of browser you are using, IP address or type of operating system to assist us in providing and maintaining superior quality service.
It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent as a means to better understand the way in which other websites garner, make use of and share information collected.
Use of Information Collected Medcalf Advisors, Inc. DBA MedCard may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from . Medcalf Advisors, Inc. DBA MedCard may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.

Medcalf Advisors, Inc. DBA MedCard does not now, nor will it in the future, sell, rent or lease any of our customer lists and/or names to any third parties.

Medcalf Advisors, Inc. DBA MedCard may find it beneficial to share specific data with our trusted partners in an effort to conduct statistical analysis, provide you with email and/or postal mail, deliver support and/or arrange for deliveries to be made. Those third parties shall be strictly prohibited from making use of your personal information, other than to deliver those services which you requested, and as such they are thus required, in accordance with this agreement, to maintain the strictest of confidentiality with regards to all your information.
Medcalf Advisors, Inc. DBA MedCard may deem it necessary to follow websites and/or pages that our users may frequent in an effort to gleam what types of services and/or products may be the most popular to customers or the general public.

Medcalf Advisors, Inc. DBA MedCard may disclose your personal information, without prior notice to you, only if required to do so in accordance with applicable laws and/or in a good faith belief that such action is deemed necessary or is required in an effort to:
• Remain in conformance with any decrees, laws and/or statutes or in an effort to comply with any process which may be served upon Medcalf Advisors, Inc. DBA MedCard and/or our website;
• Maintain, safeguard and/or preserve all the rights and/or property of Medcalf Advisors, Inc. DBA MedCard; and
• Perform under demanding conditions in an effort to safeguard the personal safety of users of and/or the general public.

Children Under Age of 13 Medcalf Advisors, Inc. DBA MedCard does not knowingly collect personal identifiable information from children under the age of thirteen (13) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.
Unsubscribe or Opt-Out All users and/or visitors to our website have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email or newsletters. To discontinue or unsubscribe to our website please send an email that you wish to unsubscribe to If you wish to unsubscribe or opt-out from any third party websites, you must go to that specific website to unsubscribe and/or opt-out.

Links to Other Web Sites Our website does contain links to affiliate and other websites. Medcalf Advisors, Inc. DBA MedCard does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of each and every website that
collects personally identifiable information. The aforementioned Privacy Policy Agreement applies only and solely to the information collected by our website.

Security Medcalf Advisors, Inc. DBA MedCard shall endeavor and shall take every precaution to maintain adequate physical, procedural and technical security with respect to our offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of the user's personal information under our control.
The company also uses Secure Socket Layer (SSL) for authentication and private communications in an effort to build users' trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information.

Changes to Privacy Policy Agreement Medcalf Advisors, Inc. DBA MedCard reserves the right to update and/or change the terms of our privacy policy, and as such we will post those change to our website homepage at, so that our users and/or visitors are always aware of the type of information we collect, how it will be used, and under what circumstances, if any, we may disclose such information. If at any point in time Medcalf Advisors, Inc. DBA MedCard decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether or not to permit the use of their information in this separate manner.
Acceptance of Terms Through the use of this website, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

How to Contact Us If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following email, telephone number or mailing address.
Telephone Number: 800-238-1050
Mailing Address: 

Medcalf Advisors, Inc. DBA MedCard    

5868 E 71st St Suite E-593     

Indpls, Indiana 46220

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